First Time Home Buyer
2023-05-29 13:35 Services Irving 362 views Reference: 5236
Location: Irving
Price: Free
A first time home buyer loan is specifically designed for individuals who are purchasing a home for the first time. These loans often have more lenient credit and income requirements, as well as lower down payment and closing costs, to make the home-buying process more accessible for first-time buyers.
One of the most popular types of first time home buyer loans is the Federal Housing Administration (FHA) loan. These loans are backed by the government and have a lower down payment requirement of just 3.5%. Additionally, FHA loans have more relaxed credit score requirements, and borrowers can have a credit score as low as 580 and still qualify for a loan with a 3.5% down payment.
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